BlueSky Financial 10 September 2018 Purchasing, Investing in Property, Refinancing LVR BlueSky Financial 10 September 2018 Purchasing, Investing in Property, Refinancing What is LVR?The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means.