North Coast Financial Solutions is now Bluesky Financial Group. Same trusted team, one stronger partnership. Read our story →
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Where complexity meets clarity. Tailored lending for executives, business owners and investors across Australia’s East Coast.

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SYDNEY · BYRON BAY
GUIDANCE

We deliver thoughtful financial guidance.

SOLUTIONS

We offer clear lending solutions.

PARTNERSHIP

Let’s work together to secure finance structured around your goals.

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0+
Lenders on our panel

*Combined figures across the whole team.

$0.00B+
In loans settled
0+
Years of combined broking experience
0
Five-star reviews on Google*

*Combined reviews across our Byron & Sydney Google Business Profiles.

Our Approach

Your bank
sees a file. We see a strategy.

Bluesky Financial Group exists to redefine the lending experience - transparent, fast and built around your goals, not a lender’s checklist. For home buyers, investors and business owners, we bridge the gap between sophisticated financial strategy and authentic local insight. You bring the ambition. We bring the structure.

More About Bluesky →
Who We Help

Built For Clients The Banks Don’t Understand

Every client gets the same standard:
expert advice, clear structure and complete ownership of the process.

Executives & Professionals

You delegate at work. Delegate this too.

Seamless execution for time-poor professionals. We anticipate what lenders need, handle the heavy lifting and keep you informed at the milestones that matter.

Learn more →

Business Owners &
Self-Employed

Complex income isn’t a problem. It’s our specialty.

Your financials tell a strong story. Most lenders just don’t know how to read it. We present your position to the lenders who do, and we fight your corner.

Learn more →

Property Investors

Structure today. Capacity tomorrow.

Lending built for the portfolio you’re planning, not just the property you’re buying, across personal names, trusts, companies and SMSFs.

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Refinancers

Stop paying the loyalty tax.

We review your full position across the market. If your current bank is still your best option, we’ll tell you. If not, we’ll show you exactly what you’re leaving on the table.

Learn more →

First-Home Buyers

A roadmap, not just a loan.

Your first purchase shouldn’t feel like guesswork. We walk you through every step, deposit to keys, so you move with confidence, not crossed fingers.

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Medical Professionals

Your qualification opens doors. We know which lenders agree.

Doctors and health professionals unlock sharper rates, LMI waivers and higher lending limits, but only with the lenders who offer them. We know exactly who they are.

Learn more →
What We Do

One Partner For Every Facet Of Your Lending

/01

Home & Investment Lending

First home, next home, forever home or fourth investment - finance structured around where you’re headed, sourced across our full lender panel and negotiated on your behalf.

Explore Home & Investment Lending →
/02

Complex & Self-Employed Lending

Retained earnings, distributions, two ABNs and a trust? This is where we do our best work. We package complex income so credit teams see strength, not risk.

Explore Complex & Self-Employed Lending →
/03

Commercial, Business & Asset Finance

From commercial property to equipment and vehicles, we keep your business moving, with structures that protect cash flow and preserve your future borrowing capacity.

Explore Commercial & Asset Finance →
/04

SMSF & Development Finance

Specialist lending for specialist strategies. Property in your super fund, or funding for your next project, guided by brokers who’ve done it many times before.

Explore SMSF & Development Finance →
/01

Home & Investment Lending

First home, next home, forever home or fourth investment - finance structured around where you’re headed, sourced across our full lender panel and negotiated on your behalf.

Explore Home & Investment Lending →
/02

Complex & Self-Employed Lending

Retained earnings, distributions, two ABNs and a trust? This is where we do our best work. We package complex income so credit teams see strength, not risk.

Explore Complex & Self-Employed Lending →
/03

Commercial, Business & Asset Finance

From commercial property to equipment and vehicles, we keep your business moving, with structures that protect cash flow and preserve your future borrowing capacity.

Explore Commercial & Asset Finance →
/04

SMSF & Development Finance

Specialist lending for specialist strategies. Property in your super fund, or funding for your next project, guided by brokers who’ve done it many times before.

Explore SMSF & Development Finance →
The Process

We Handle It.
Here’s How.

01

Understand

A strategy session, not a sales call. We map your position, your goals and your borrowing capacity, so you know exactly where you stand before you make a move.

02

Structure

We compare your options across the lender panel and design the right structure: rate, entities, tax efficiency and room for your next step.

03

Execute

We manage the entire application, coordinating with your accountant, solicitor and agent. You’re only needed when it’s time to decide or sign.

04

Partner

Settlement isn’t the finish line. We review your lending as rates, goals and portfolios change, so your structure keeps working as hard as you do.

“Banks assess risk
based on algorithms.
We assess it based on reality.”

Complexity, Made Simple

We translate the technical into the clear. You’ll always know what’s possible, what it costs and what happens next. No surprises, just clear execution.

Your Whole Financial Team, Aligned

We work directly with your accountant, planner and solicitor, so your lending fits your broader strategy, and you’re never stuck in the middle.

Dedicated Beyond Approval

Most brokers disappear after settlement. Our after-approval service is where the partnership actually begins - proactive reviews, repricing and a broker who answers.

Complex Wins

Results The Banks Said Weren’t Possible

CASE STUDY - JASON

How a Kirribilli couple borrowed 100% of their investment property purchase - using equity, not a cash deposit.

Read the case study →
CASE STUDY - DALPREET

From a first investment property to an 11-property, $45M portfolio - $30M structured across multiple companies.

Read the case study →
CASE STUDY - JAMES

Broker fell through, 48hrs to deadline. We arranged approval in 24hrs - a first home and a $92K deposit saved.

Read the case study →
★★★★★

Trusted By Clients Across The East Coast

*Combined across the Bluesky Financial Group Sydney and Byron Bay Google Business Profiles.

See All Case Studies →
Read more reviews here: Bluesky Financial Group - Sydney → Bluesky Financial Group - Byron Bay →
Lower North Shore
Byron Bay
Our Story

From The Lower North Shore To The Northern Rivers

Bluesky Financial Group and North Coast Financial Solutions have joined forces, bringing together decades of lending expertise across the Lower North Shore, Northern Beaches, Eastern Suburbs, Southern Highlands, Northern Rivers and South East Queensland. One team, one standard of service, and local insight you can’t get from a call centre.

Mosman & Lower North Shore Byron Bay & Northern Rivers Northern Beaches Eastern Suburbs Southern Highlands South East Queensland
Meet the Team →

Know Exactly Where You Stand

Book a complimentary 30-minute strategy session. We’ll map your borrowing capacity, your structure options and the numbers on the property you’re watching, before you make an offer, not after.

Book a Strategy Session Call 1800 383 134

Call Jess to schedule a strategy session
with one of our brokers - 0474 471 489

Finance structured around your goals.